Institutional protection.
Without the legal bill.
A solicitor charges $800 to $2,500 for the same document and takes weeks. Xchqr delivers in under 10 minutes.
10 MIN
Average time from input to executed deed
95%
Less than traditional solicitor charges
5K+
Australians already on the waitlist
The honest comparison
Three Ways to Protect a Family Loan.
Free templates look attractive until you understand what they are missing. Here is how your three options actually compare.
| Avoid DIY Template Free, from the internet | Recommended Xchqr From $129.99 | Complex cases only Solicitor $800 to $2,500+ | |
|---|---|---|---|
Cost Total out of pocket |
Free | $129.99 per deed | $800 to $2,500+ |
Time to complete From start to signed |
Hours of research | Under 10 minutes | Days to weeks |
Displaces Presumption of Advancement The most critical legal clause |
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Bilateral execution Both parties sign formally |
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Immutable reference hash Tamper-proof proof of existence |
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Encrypted vault storage Permanent, secure, retrievable |
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Family Court ready Designed for Australian proceedings |
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Repayment monitoring Bank-verified living ledger |
Treasury add-on | ||
Recommended for When to use each option |
Not recommended | Most family loans | Complex or high-value |
| Generate Your Deed |
Solicitor fees based on typical market rates for a Deed of Loan in NSW. Xchqr is a document automation platform, not a law firm. For loans above $500,000 or complex family structures, we recommend independent legal advice.
The cost of doing it the old way
Xchqr
Asset Shield Deed
- Under 10 minutes, start to finish
- From A$79.99 for members
- Instant bilateral digital execution
- Immutable XC-ID hash generated immediately
- Secured in encrypted Vault on completion
Save
up to
95%
on the same
legal document
Traditional solicitor
Deed of Loan
- Days to weeks turnaround
- $800 to $2,500+ in legal fees
- Manual, paper-based process
- In-person appointments required
- Documents stored by third party
Legal foundation
Built on Solid
Legal Ground.
Xchqr is a document automation platform. Our Deed of Loan structure has been developed with reference to Australian family law, common law doctrine, and the specific legal mechanisms used to rebut the Presumption of Advancement.
Deed structure developed in consultation with Australian family law practitioners and reviewed against the Family Law Act 1975, associated case law, and the common law doctrine of the Presumption of Advancement.
Compiled by Documint
Every Deed is compiled by Documint, a specialist Australian legal document platform used by legal practitioners nationwide.
Immutable XC-ID Hash
Every executed Deed receives a permanent, tamper-proof reference hash. Your documentation cannot be altered after execution.
Family Court Ready
Designed for presentation in Australian Family Court proceedings, mortgage applications, and estate proceedings.
Legal framework
Reviewed against the Family Law Act 1975 (Cth) and property settlement provisions
Structured to rebut the Presumption of Advancement under Australian common law
Bilateral execution creates an enforceable contractual obligation between both parties
Immutable XC-ID hash provides primary evidentiary documentation of loan existence and terms
Repayment ledger (Treasury Membership) provides verified repayment history via bank-direct connection
Xchqr is a document automation platform, not a law firm. For high-value or complex arrangements, we recommend independent legal advice from a qualified Australian solicitor. We will always tell you when you need a lawyer.
Asset Shield
A single enforceable Deed of Loan. Legally sealed, digitally executed by both parties, and secured permanently in your private Vault.
one-off payment, per deed
What's included
- 16-page Deed of Loan
- Immutable XC-ID reference hash
- Bilateral borrower signing portal
- Encrypted Vault storage
- Family Court ready documentation
- Repayment monitoring
- Living repayment ledger
- X-Score credit portability
- Multi-deed family management
Treasury Membership
Full lifecycle stewardship. Active monitoring, a living repayment ledger, and deeds at member pricing whenever you need them.
per month, cancel anytime
+ A$79.99 per deed (save $50 vs standalone)
What's included
- Everything in Asset Shield
- Deeds at member rate (A$79.99)
- Bank-direct repayment monitoring
- Automated repayment reminders
- Living repayment ledger
- X-Score credit portability
- Multi-deed family management
- Estate-ready export reports
- Priority support